What to do after a Car Accident

A car accident can bring on an abundance of different emotions that include stress, anxiety and confusion. However, the moments after a major collision or even a minor fender bender, are crucial. A car accident can leave you emotionally stressed and nervous no matter how long you have been driving for. In the wake of a collision, it is very important to recognize what steps to take- and which to avoid- to keep you safe and protected.

What to do:

  1. Stay calm! Don’t freak out or get in a panic, you want to keep yourself and others around you safe. If you cannot get out of your car, put your hazard lights on.
  2. Call 911. To ensure that the information of the accident is documented properly, call the police. They will perform the necessary information you will need for claims purposes.
  3. Check for injuries. If someone is injured it is very crucial to make sure they get medical attention right away.
  4. Look around you and at the accident scene. Make sure that you and others are not in danger of getting hit by another vehicle.
  5. Exchange information! Ask the other drivers involved in the accident for their names, addresses, phone numbers, license information, make and model of cars, insurance company name, and policy number. Get the names and contact information of any witnesses. Lastly, get the name and badge number of the police officer that showed up on the scene.
  6. Take Pictures. It is suggested to have your own documentation of the scene, so take some photos as soon as possible. Including damage to your vehicle and road conditions.
  7. Call your insurance company right away!!

What not to do:

  1. Leave the scene of the accident. Stay put and gather all the necessary information you need.
  2. Move anyone who is injured. Always wait for medical help to attend to the injured.
  3. Sign any documents other than police report. Don’t agree to anything from the other drivers.
  4. Accept a direct payment offer from another driver. Remember, if you are not at fault for the accident, it will not affect you.

Being in a car accident is a very scary and stressful experience. We want to make sure you know which steps to take just in case. Remember these do’s and don’ts should occur for both minor accidents and major collisions. And as always, never hesitate to contact your insurance agent if you have any questions! 250-545-4447


The Globe and Mail (www.theglobeandmail.com)

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